They must contain exactly what you accept as a means of payment so that there is no doubt about acceptable payment methods. As a rule, a promissy note and a promissy note form are only signed by the borrower, although they can be signed by both parties. You will need to fill in the bank account number and routing information if you want the loan to be paid by bank transfer. Complete the account details and routing information, or assign these fields to a recipient by following the same steps as in the previous sections of the loan agreement template. The loan contracts of commercial banks, savings banks, financial companies, insurance companies and investment banks are very different from each other and all serve a different purpose.